High Volume + Interest

{1} Interest not paid on days the balance falls below $500.

{2} At our discretion, we may change the interest rate daily. Interest is calculated using the daily balance method. Interest is compounded.

{3} Earnings credit rate may change and will be shown on the Deposit Account Rate Schedule.

{4} "Transaction" refers to any combination of items, paid or unpaid, including paper and electronic. 150 free total transactions represents a combination of withdrawals & deposits before withdrawal and deposit fees apply. First PREMIER will assess a cost-per-excess transaction fee over transactions allowed per statement cycle.

{5} "Withdrawal" refers to any transaction whether initiated in person, by check, draft or similar paper instrument, or any transaction initiated electronically through electronic funds transfer. Withdrawals fees to not apply to transactions made using a First PREMIER Bank Debit Card, transactions initiated through wire transfer, transactions initiated through Online Bill Payment, or transfers initiated through Business Online Banking.

{6} “Deposit" refers to all deposit transactions. Deposits do not include transactions or transfers made at an ATM, through Remote Deposit or Mobile Deposit, or transfers made through Business Online Banking.

{7} A $5 monthly paper statement fee is assessed to customers receiving paper statements.

{8} Regulatory Assessment Fee equal to the product of the Average Daily Ledger Balance multiplied by 0.15260%, then divided by 365, and then multiplied by Days in Statement Cycle.

{9} Negative Collected Balance Fee equal to the product of the Average Collected Negative Balance multiplied by the Negative Collected Balance Fee rate, then divided by 365, and then multiplied by Days in Statement Cycle. The Negative Collected Balance Fee rate is included in the Deposit Account Rate Schedule.

{10} Restriction apply. See Business Credit Card Agreement for details.